FAQs

Please note that you must purchase insurance before using the vehicle. It is prohibited to drive the vehicle without having mandatory automobile insurance. If an accident occurs, in addition to the corresponding penalty, the driver of the vehicle would be responsible for providing coverage for any damages that may occur.

It means that, if you have an accident with your car and it requires repair, you will pay out of pocket for the first 180 euros of the repair. The rest, if this figure is exceeded, will be borne by the insurance company.

The Insurance Compensation Consortium (CCS). This is an organization attached to the Ministry of Economic Affairs and Digital Transformation, through the General Directorate of Insurance and Pension Funds. Among many other tasks, it has the function of compensating for damage to people and property caused by a vehicle that is not insured.

The law requires you to have certain insurance policies, such as car insurance, for example. However, contracting Home Insurance is not mandatory according to the regulations. Although it is true that, in many cases, if you have taken out a mortgage or requested it in a rental contract, it will be necessary to take out this policy.